What is SwiftPay?
SwiftPay is a stablecoin payment infrastructure for businesses. When you create an invoice, SwiftPay derives a deterministic on-chain deposit address from your merchant salt and invoice index. Customers send funds directly to that address — SwiftPay never takes custody. Once payment is confirmed and AML-screened, the net amount (minus the protocol fee) is forwarded straight to your treasury wallet.How it works
Get started in minutes
Create your first invoice and receive a stablecoin payment end-to-end.
Key features
Smart Contract Invoices
Each invoice gets a deterministic ERC-20 forwarder address derived on-chain. Funds flow directly from payer to your treasury — SwiftPay never custodies assets.
Fee Structure
Per-token configurable rate with an optional ceiling. The protocol fee is pre-calculated at invoice creation from
amountExpected; overpayments are forwarded fee-free to your treasury.Multi-Chain, Consistent Address
The same deposit address works across all supported EVM chains (Ethereum, Polygon, and more). Addresses are derived deterministically from a per-merchant salt — no re-registration per chain.
Webhook System
Receive signed (HMAC-SHA256) event notifications with automatic retry up to 5 attempts. Rotate endpoint secrets any time without downtime.
Compliance Screening
Every inbound transaction is AML-screened automatically. Risk scores and flags are stored and surfaced in the dashboard so your compliance team stays informed.